Best Auto Insurance Rates
Who Has the Best Auto Insurance Rates
Want to know who has the best auto insurance rates? It should be as simple as making a few phone calls, right? Wrong, and that way of thinking could leave you paying a lot more than you should. However, there are a few tips and tricks to help you find the right insurance company with minimal effort and I’ll show you how it’s done.
Why shouldn’t you just call a few local agents to find the best rate? Because it might costs you more than you think. There are two big problems with buying insurance this way. The first is that you are dealing with a commission driven insurance agent. It’s not the typical commission structure that you might be use to when dealing with a normal salesman, it’s actually worse. Many agents are paid by how much they can up sell you on policies you may not need. Forget the normal salesman trying to sell the loaded BMW when all you want is a Chevy, these guys want you to buy car with a houseboat attached to the back. The bigger your policy, the more they make and like most sale people, they probably have dollar signs in their eyes as soon as you walk through the door.
The second issue is that you might be missing out on an insurance company that isn’t locally listed. Even if all of your phone number searches are done on the internet, a search for “car insurance Town A, Your State, USA” might not turn up results for the agent that is located in Town B, Your State, USA. So even if you find the “best deal in town” it might not be the best deal at all. Also keep in mind that local businesses often form an agreement with each other not to sell below a certain dollar value. So, they could potentially be gouging you without you even knowing it.
So how do you find out who has the best auto insurance rates? Well, the internet is loaded with companies that will compile a list of insurance companies that serve your state. Many times these list are organized by rate and incredibly easy to use. One example for me was after Tropical Storm “Faye” this past summer. My car was totaled by water damage and after my former insurance company paid for my car, they dropped me. While searching locally, I found that most of the rates for my car were about 10-15% higher then through the compiling website.
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Find out for yourself by clicking here (you’ll be taken to my website and automatically redirected to the insurance site.) Check out the rates on that site and then call around town. I’d bet the ranch that you’ll save money through the website. There are multiple sites like this available, but this happens to be my favorite.
Another advantage to these sites is that they include customer ratings and feedback for each insurance company. I like to know what other consumers think before I buy, especially when I’m hunting for a bargain. Being the absolute best price doesn’t mean much if Company X takes 4 months to handle their claims or has a reputation for not paying out what they should.
So what’s answer to who has the best auto insurance rates? Do a search and find out for yourself. You’ll be surprised on just how much you save.
How to get THE BEST Car INSURANCE RATES?
